Abstract
Banking segment is one of the ultimate key segments that support the sustainable economic progress in Jordan. Hence, banks in Jordan are considered as tremendously significant financial establishme...
Highlights
The service economy acts as a significant character in the progress and social welfare of Jordan as an emerging nation with inadequate natural resources
Banks in Jordan are considered as extremely imperative financial organizations that look for profit by giving several services to clienteles while dealing with different kinds of risk
Credit approval assessment at the Jordanian banks is idiosyncratic in sprit
Summary
The service economy acts as a significant character in the progress and social welfare of Jordan as an emerging nation with inadequate natural resources. Jordanian banks propose loan to individuals, manufacturing and agricultural enterprises to empower them to precede fruitful investments and, advance the economic progress of Jordan. Banks in Jordan are considered as extremely imperative financial organizations that look for profit by giving several services to clienteles while dealing with different kinds of risk. Credit approval assessment at the Jordanian banks is idiosyncratic in sprit. This requires appraising individual loan application physically, imposing biases comprising knowledge, personal insights, and instinct of the credit executive. This technique has been substituted in a limited number of banks by credit scoring models to take appropriate credit decisions. Credit management Jordanian banks required to progress more operative models to progress the predictive accurateness of credit risk judgements
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