Abstract

ABSTRACT Drawing on the nationally representative Census Bureau Household Pulse Survey (N = 443,375), this study examined how pre-pandemic and pandemic-induced vulnerabilities shaped racial inequalities in housing insecurity from August to December 2020. Theorizing the pandemic as a “systemic shock,” this article helps explain how racial inequalities are reproduced both as legacies of long-standing disparities and through widespread, societal moments of disruption. Our results indicated that Black, Hispanic, and Asian households were all significantly more likely to fall behind on housing payments than white households. We found that preexisting racial inequities, including in educational attainment, household income, and homeownership rates, largely explained racial disparities in housing insecurity during COVID-19. However, the pandemic also induced new pathways to racial inequalities. Black and Hispanic households were more likely to lose income and when they lost income, they faced a greater likelihood of experiencing housing insecurity. We conclude by highlighting the importance of theorizing disruptive systemic shocks to understand racial inequalities and discuss findings of both disparities faced by Black and Hispanic households, as well as underrecognized housing insecurity among Asian Americans.

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