Abstract
The insurance examination question, discussed elsewhere, is related very closely to that of contract practice. At various times during the last few years we have called attention to the fact that the "battle of the clubs" of our English brethren will have to be fought in this country at some time, and that the sooner we commence the fight the easier it will be won. Gradually and surely this evil is spreading, and in some localities has already produced most disastrous conditions—conditions that are as harmful to the public as they are ruinous to the profession. If we mistake not, in another ten years there will be scarcely a community in the country in which our profession will not be feeling this blight, i. e., if something is not done to check it. It is not the legitimate contract practice that is to be feared (for there is a form
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