Abstract

This study aims to determine: (1) General description of psychological factors, social factors, personal factors, cultural factors and the interest of the community to save at Bank Danamon, (2) To know the factors that influence the public interest to save at Bank Danamon. This research consist of 4 (four) independent variables, namely Psychology Factor (X1), Social Factor (X2), Personal Factor (X3), Culture Factor (X4), and dependent variable that is Interest of Saving (Y). The design of this study is descriptive and causative. To obtain valid and reliable instrument validity test and reliability test. Data analysis technique using descriptive analysis and inductive analysis. Three independent variables can be found in both psychological factors, personal factors and cultural factors, while one independent variable and dependent variable are in good enough criteria, ie social factors and interest in saving. The results showed that: individually or individually only social factors that have an effect on and significant to the interest of saving society in Bank Danamon. But simultaneously or together four independent variables significantly influence the interest of the public saving in Bank Danamon. Keyword: Psychological Factors, Social Factors, Personal Factors, Cultural Factors, Interest Saving

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