Abstract

This article aims to study the legal protection for the consumers of motor vehicles in regards totheir financing agreement. The study uses the statute, conceptual, and contractual approach. Theresults of the research show that the act of forced effort carried out by creditors against motorvehicles as objects of fiduciary security can be said as an unlawful act, because the executioncarried out is not in accordance with the method regulated in Article 29 of the Fiduciary GuaranteeAct. The purpose of this study is to analyze the status of motor vehicles ownership in a consumerfinancing agreement when a bad credit occurs, and to analyze the execution of a motor vehiclescaused by a consumer default. This study concludes that legal protection should be improved,consumers should be able to be more careful in choosing the services of motor creditors.

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