Consumer Credit and the American Economy

Abstract

1. Introduction and Overview of Consumer Credit: Development, Uses, Kinds, and Policy Issues 2. Consumer Credit in the Postwar Era 3. The Demand for Consumer Credit 4. Behavioral Analysis and the Demand for Consumer Credit 5. The Supply of Consumer Credit 6. Information and Credit Reporting 7. Consumer Credit and the Payments System: Evolution of the Credit Card 8. Credit for All? Issues and Concerns About Credit Availability 9. Federal Regulation of Consumer Credit: Credit Granting Discrimination 10. Federal Regulation of Consumer Credit: Disclosures 11. State Regulation of Consumer Credit 12. A Complement and a Supplement to Consumer Credit: Debt Protection and Automobile Leasing 13. Troubled Consumers 14. Conclusions