Abstract
Resumo Este artigo procurou compreender a atuação dos atores no processo de construção social da agenda de inclusão financeira no Brasil, utilizando a Teoria Ator-Rede (TAR) como lente teórica, visto que a formação da agenda pode ser compreendida como um contínuo processo de associações que envolve diferentes mediadores. Os dados foram coletados por meio de entrevistas semiestruturadas com representantes das instituições envolvidas no processo de construção da agenda em tela, bem como de fontes documentais. A dinâmica do processo de construção da agenda de inclusão financeira foi analisada considerando os quatro momentos da translação (problematização, atração de interesses, recrutamento e mobilização) apresentados na literatura pertinente. Verificou-se que a agenda de inclusão financeira no Brasil é fruto de um processo incremental, que contou com a atuação de uma ampla gama de atores (do governo, do mercado, fomentadores e estudiosos e internacionais) e que foi influenciada por alguns elementos não humanos, destacando-se o Banco Central do Brasil (BCB) como ator focal do processo.
Highlights
This research sought to understand the role of the actors in the process of social construction of the financial inclusion agenda in Brazil
Appropriate financial education levels could contribute to reducing indebtedness levels among the population (Kunkel, Vieira, & Potrich, 2015; Minella, Bertosso, Pauli, & Corte, 2017) considering ethical issues attached to financial education, especially regarding the characteristics of products offered by the financial system (Leandro & Gonzalez, 2018). Having in mind these controversies, in this study we tried to understand the process of social construction of the financial inclusion agenda by analyzing the characteristics of the actors involved, the organizations they represent, the resources they have at their disposal, the roles they play, the interests and ideas they stand up for, the relationships among them, as well as the identification and understanding of the factors that influence their decisions
With the support of a team devoted to the financial inclusion issue, the Banco Central do Brasil (BCB) started working on connecting with other governmental organs, market representatives and promoters and scholars
Summary
Appropriate financial education levels could contribute to reducing indebtedness levels among the population (Kunkel, Vieira, & Potrich, 2015; Minella, Bertosso, Pauli, & Corte, 2017) considering ethical issues attached to financial education, especially regarding the characteristics of products offered by the financial system (Leandro & Gonzalez, 2018) Having in mind these controversies, in this study we tried to understand the process of social construction of the financial inclusion agenda by analyzing the characteristics of the actors involved, the organizations they represent, the resources they have at their disposal, the roles they play, the interests and ideas they stand up for, the relationships among them, as well as the identification and understanding of the factors that influence their decisions. This paper is divided into other 4 sections that present: a) the construction process in light of the ANT; b) the methodological aspects of our research; c) the analysis of the social construction of the financial inclusion agenda; d) final considerations
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
