Abstract
Agriculture being highly prone to various kinds of risks and uncertainties. In era of climate change there is a necessity to protect the farmers from natural calamities. By crop insurance scheme like Pradhan Mantri FasalBima Yojana farmer can stabilize farm income and initiate production activity after a bad agricultural year. The present study conducted in Jambusar taluka of Bharuch district of Gujarat. Eleven villages were selected based on the highest number of beneficiaries. 62 beneficiaries were selected from selected villages by proportionate random sampling method and same number of 62 non beneficiaries was selected from same village and which have equal land size to cultivated irrigated cotton crop. Thus, total 124 respondents selected for present investigation. Response of beneficiaries was taken by personal interview schedule. The purpose of this study is found out the perception of both type of respondents, constraints faced by beneficiaries in availing PMFBY and their suggestions to overcome these constraints. The study indicate that majority of respondents felt in moderate level of perception. The major constraints in availing scheme were delay in payment of insurance claims. The important suggestions endorsed by beneficiaries were compensation provided for partial damaged.
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