Abstract

Motor third-party liability insurance is one of the most common and complex insurance disputes. This is due to the high level of conflict in the MTPL insurance sphere, as well as frequent changes in current legislation. The purpose of this article is to analyze the practice of applying the most ambiguous provisions of the legislation on MTPL insurance. The tasks are: consideration of the positions of the courts on the application of provisions on MTPL insurance policies; on insurance payments; on pre-trial dispute settlement. The main method in the article is the concrete sociological method. As a result, it is concluded that the Supreme Court of the Russian Federation is actively working to clarify the application of the rules of substantive and procedural law in order to ensure a balance of interests of all participants in the legal relations under consideration.

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