Abstract
ABSTRACT Janani Suraksha Yojana (JSY) is a public health programme in India involving multiple stakeholders across sectors with the common goal of reducing mother and infant mortality by boosting institutional deliveries. Under JSY, pregnant women receive financial assistance in the form of cash transfers into their bank accounts. Using data from the latest National Family Health Survey providing a sample of 15,968 poor women, we show that Financial inclusivity is associated with greater uptake of JSY. Our research highlights the inter-relatedness of health and financial sector policies, signifying the need to address citizen-centric development beyond the silos of schemes.
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