Abstract

Based on 5G wireless communication technology, this paper proposes a secure online banking payment scheme using a password algorithm and identity authentication+SMS verification code. We use the lightweight block cipher algorithm to construct a numeric permutation table. Then, we use the digital permutation table to perform the permutation encryption operation to obtain the digital ciphertext data. Finally, we connect 5G radiofrequency identification, identity authentication, and other modules to the trusted computing platform. The research found that the online banking security encryption algorithm proposed in the paper has the characteristics of high security and high efficiency.

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