Abstract
This paper analyzes the existing problems between the input and output of small and medium-sized joint-stock Banks by intuitive data. Through the DEA model, this paper analyzes the comprehensive efficiency of 12 small and medium-sized joint-stock commercial Banks and obtains the evaluation value of comprehensive efficiency. The selected Bank investment indicators are fixed assets, the number of employees, the total expenditure of the business, the output indicators have net interest income, non-interest income, through the DEA model calculation of commercial Banks comprehensive efficiency relative evaluation value; by the time and Compared with the comparison between the lines, the decision-making analysis of each decision-making unit's comprehensive efficiency, pure technical efficiency and scale efficiency is carried out. The calculation and output value of 12 small and medium-sized joint-stock commercial Banks are calculated by using DEAP software. According to the calculated redundancy to give targeted recommendations to promote the comprehensive efficiency of small and medium-sized joint-stock commercial Banks to achieve effective level.
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