Comparative Analysis of PT Bank Central Asia Tbk Performance before and after the COVID 19 Pandemic

Abstract

This study aims to determine whether there are differences the performance of PT Bank Central asia Tbk before (2019) and after (2020) the covid 19 pandemic hit Indonesia. The method used is a non parametric of different test using the Wilcoxon test. The result is PT Bank Cetral Asia Tbk performance before and after covid 19 pandemic is no significant difference but not constant because had 5 (five) performance ratio had increase, there is Productive assets have problems with total productive assets, Return on Assets (ROA) , Return on Equity (ROE), Net Interest Margin (NIM), and Loan to Deposit Ratio (LDR), but 7 (seven) performance ratio decreased there is Capital Adequacy Ratio (CAR), Non-performing earning assets and non-earning assets to total earning assets and non-earning assets, Allowance for impairment losses (CKPN) of financial assets against productive assets, Non-Performing Loan gross, Non-Performing Loan net, Operating Expenses to Operating Income (BOPO), and Cost to Income Ratio (CIR).