Abstract
The research is about individual investors with a wider range of investment objectives than institutional investors and retirement funds. Institutional investors and retirement funds typically have more specific investment objectives, such as preserving capital, generating a steady income stream, and meeting specific liability obligations. Individual investors are more likely to focus on growing their wealth over time and generating income. Institutional investors are more likely to focus on preserving capital and generating a steady income stream. Retirement funds are more likely to focus on providing investors with a comfortable retirement.
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