Abstract
This study aims to provide an attempt by raising a framework for assessing the digital technology perspective in the application of Financial Technology by consumers, especially in the era of the Covid19 pandemic in 2020 in Indonesia. Digital technology in Fintech in collaboration with online transportation is utilized by quite a few big firms in Indonesia to meet the needs of consumers during strict, large-scale restrictions but not lockdown. This paper mainly acknowledged the problem related to digitizing solid digital technology which prioritizes technology 4.0. Digital technology applications, especially among the millennial generation regarding the accessibility, pace and value of financial services are increasingly in demand. This research spent 5.5 months with millennial respondents who are accustomed to using everyday technology applications in Jakarta, Depok and Tangerang and surrounding areas. The method of analyzing data in a quantitative way to find findings is complemented by discussion. The findings prove that; All variables have positive strong effect on driving the choice of digital FinTech technology in ordering food and others to survive during the pandemic of COVID-19. The existence of digital-based technology applications related to the internet, big data, smart mobile phones, safe and comfortable technology power has motivated consumers to use them. In conclusion, there are several new business opportunities open to newcomers in the digital financial sector and other accessories using information systems and information ecosystems.
Highlights
Technology allows innovation in many sectors especially financial technology services (FinTech) is expanding speedily
This study aims to provide an attempt by raising a framework for assessing the digital technology perspective in the application of Financial Technology by consumers, especially in the era of the Covid19 pandemic in 2020 in Indonesia
The findings prove that; All variables have positive strong effect on driving the choice of digital FinTech technology in ordering food and others to survive during the pandemic of COVID-19
Summary
Technology allows innovation in many sectors especially financial technology services (FinTech) is expanding speedily. With the advance of technology, many factors need to be considered, because technology might lead into the opportunities, risk in financial stability, policy, and regulation. This is especially essential as some innovations might not have been tested through financial payment, major selections at an early stage are really vital. The elected officer must continue to update the regulation of Financial Technology and mitigate the risk, since the use of FinTech increased in daily life. Online-based transportation modes are becoming popular in Indonesian society, especially in big cities, their existence is increasingly vibrant, decorating the diversity of conventional transportation modes that have existed previously. In terms of security, the identity of the driver can be accounted for, which is more attractive, the cost is cheaper than renting other conventional modes of transportation
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