Abstract
<xhtml:span xmlns:xhtml="http://www.w3.org/1999/xhtml" xml:lang="en"> Swiss Re is the world's second largest company in the reinsurance business, the business of insuring insurance companies. In 1990, when the first report from the Intergovernmental Panel on Climate Change came out, Swiss Re decided that sea-level rise, desertification, and other risks of climate change are real. If the company failed to take them into account, it risked losing money.</xhtml:span>
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