Abstract
A novel dynamic healthcare insurance system is presented to meet the China’s healthcare coverage extension demand and to alleviate the patient cost burden. This new healthcare system is built up by the two parts in the old system: urban health insurance and new rural cooperative medical that specially exist in China. The research on the progress of the dynamic combination is discussed in detail. The altruistic style of government is also analyzed. We use multi-agent based dynamic agent number simulation to analyze the healthcare insurance coverage, service and treatment cost. The social welfare and service satisfaction of the medical healthcare reform are discussed. Research results indicate that our new designed healthcare insurance system formed by merging the two branches can improve the medical service satisfaction and reduce the patient cost.
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