Abstract
Fintech has been a hot topic in recent years. In China, fintech has risen to the national strategic height, and its status and importance have become prominent. The deep integration of science and technology and finance has brought significant improvement to our daily life style, not only in terms of strategic position but also in terms of our daily clothing, food, housing and transportation. However, with the rapid development of fintech, there are also a series of chaos such as breaking away from regulation and breaking through risk bottom line. This paper analyzes the challenges facing financial regulation under the background of fintech, and puts forward countermeasures against the challenges.
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