Abstract
Amidst the wave of a new round of scientific and technological revolution, it has become an important strategic means for enterprises to accelerate the development of financial technology and promote the digital transformation of economic activities. This paper empirically examines the impact and mechanism of the listed companies' use of fintech on their own debt financing costs, and concludes that the development of fintech can significantly reduce the cost of corporate debt financing, and the lower the degree of information asymmetry between enterprises and financial institutions, the lower the concentration of supply chain, the more significant the effect of fintech on reducing the cost of corporate debt financing. This paper brings fintech and corporate debt financing cost into the same analytical framework, expands existing research, and puts forward corresponding suggestions and prospects.
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