Can finger knuckle patterns help strengthen the e-banking security

Abstract

Communication via the internet has become vital for any kind of information exchange private, public, commercial, or military. Banks are the first that have used the internet for financial transactions (e-banking). However, the safe use of e-banking implies that all precautions have been considered to identify legitimate users and thus avoid economic and social damage that may be caused by any possible fraud. In this context, we propose in this paper a secure biometric system dedicated to e-banking for reducing the fraud risk and strengthening the customer confidence. The fuzzy commitment concept associated with the finger-knuckle-print (FKP) is the core of our proposed system. However, such a system will only be efficient if the FKP features are accurately extracted. For this, we have developed a new method of feature extraction called adaptive extended binary pattern (AELBP). The obtained experimental results have been judged promising for a high security of e-banking with guaranteed trust from costumers.