Blokzincir Çerçevesinde Merkeziyetsiz Finans Uygulamaları

Abstract

After the global economic crisis in 2008, factors such as the declining trust in banks and large financial institutions, and the improvements of user experience due to technological developments gave rise to participation of new players and new initiatives in the finance industry. Thus, a new era has begun for the banking and finance sector, with increased interest in alternative banking and finance products, and new financial products using blockchain technology emerged in the portfolios of technology companies.
 Blockchain is an innovative technology that provides a reliable recording service via cryptography science, and that utilizes a distributed and decentralized database, which is open and transparent to all stakeholders; thereby enabling all parties to verify its integrity. This technology, by eliminating the need for a central authority and for intermediary platforms such as banks, not only reduces transaction costs, but also provides a fast, reliable and efficient new infrastructure and system. The main application of blockchain has manifested itself in financial instruments, primarily with the example of bitcoin, known as the first cryptocurrency, and then with other cryptocurrencies.
 In a world rapidly advancing on the path of digital transformation, the blockchain technology strives to become the junction point of data and economic asset transfer and the infrastructure of storage center. As a result of the widespread use of blockchain and the development of new applications such as "decentralized finance (DeFi)", whether or not these can replace traditional financial and banking systems, and the total locked value (TVL) held on these platforms, which is among the indicators of the hype in DeFi. forecasting TVL with the help of future artificial neural networks algorithms, is the subject of the evaluation of this study.