Bezbednosni aspekti u bezgotovinskim transakcijama i digitalnoj ekonomiji

Abstract

The rise of digital transactions and the increasing prevalence of electronic payment systems have sparked discussions about the potential benefits and challenges associated with complete elimination of cash from the economic landscape. Certain trends and developments provide insights into the ongoing shift towards digital and cashless transactions. The complete abolition of cash on a global scale is a complex and multifaceted issue that also involves technological, economic, social, and regulatory factors. Abolition of cash could also have positive consequences for the fight against various types of crime and malfeasance. This study aims to comprehensively analyze the implications of such a transition, considering primary security, safety, social as well as some technological and policy perspectives. As societies increasingly transition towards electronic forms of payment, understanding the security advantages and disadvantages is crucial. The study explores the technological, regulatory, and behavioral factors that contribute to the overall security landscape of non-cash transactions.