Abstract
Imagine one day, you can have safe transactions with anyone without trust them at first, you can put your savings in any bank safely without any trust in that bank, what are going to happen then? Will that definitely change this whole world? This is the ultimate mission of Block Chain development. As a revolutionary technical tool, block chain is sweeping all over the world rapidly. While, fintech attracts more and more attentions among the financial industry, by using AI, block chain, cloud and big data, Fintech affects traditional finance in many ways, no matter in traditional finance module, process, efficiency or service. This paper focuses on the development of block chain in Fintech companies in China, as well as the prediction of its development trend, including favourable conditions and unfavourable conditions. Combined with the empirical case study to analyse the development prospects of block chain in China.
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