BEHAVIORAL APPROACH TO MONITORING THE STATE OF NATIONAL FINANCIAL SECURITY

Abstract

Monitoring of financial security of the state in the current dynamic conditions of increasing financial globalization occurs with the growing role of the human factor, which occupies a central place in the behavioral approach and substantiates the relevance of this study. The purpose of the article is to formulate the relationship between the behavior of participants in financial relations, their gender balance, the introducing a behavioral approach for monitoring the state of financial security and its level. The methodic of work is based on the usage of the expert estimation method, which made it possible to analyze gender differences in the views of economists of financial security and politics, the scientific positions of male and female economists who work in institutions of higher education and have academic degrees. The results of the study indicate a largest average statistically significant difference between the points of view of women and men is fixed on the following issues: the issue of taxation; attitude towards risk; distribution of budget funds; gender gaps; behavioral aspects. The degree of dependence between the behavior of participants in financial relations, their gender balance and level of financial security, which confirms the need to introduce a behavioral approach for monitoring of financial security of the state, is established.