Autoregulators in the housing market financing system: a structurally functional approach

Denis Ushakov,Mariia Ermilova,A Zheltenkov,A Mottaeva

doi:10.1051/e3sconf/202016409003

Abstract

The housing market is one of the most important segments of the economy of any country. As part of the study, it is shown that it is not enough to consider the housing market financing system only in the organizational and structural aspect. The application of a structurally functional approach is essential, which will improve the efficiency of market financing. The author determines the need for the formation of auto-regulators that can reduce the need for manual control of the economy of the housing complex and the state, which is especially important in the modern economic system. The study identified such auto-regulators as the inclusion of borrowers in the quality management system and the usefulness of housing finance; organization of interaction of market and state financing based on the principles of public-private partnership; the need for a system of indicators to assess the development of the Russian housing market, improving the information support of financial markets; the formation of an open system for monitoring the status of the housing market financing system.

Highlights

Processes in the housing market, including those associated with the financing of operations and transactions in it, have a significant impact on the economic development of the country and on the welfare of its population
The effect of improving the strategic management of the housing complex and the entire economy based on their integration into the housing market financing system
This will reduce the need for manual management of the economy of the housing complex and the state

Summary

Introduction

Processes in the housing market, including those associated with the financing of operations and transactions in it, have a significant impact on the economic development of the country and on the welfare of its population. A number of foreign authors [4] see the importance of cyclical analysis in the housing market, which undoubtedly has a significant impact on the development of financing and the functioning of the market. They are distinguished as certain factors and a grouping is not made that allows them to be attributed to some kind of autoregulator In these studies, the definition of these indicators as auto-regulators of the development of housing market financing was not carried out. This is an important direction in the light of a systematic approach, which increases the effectiveness of financing in general [16]. We see the need for a system-functional analysis of the financing system for operations in the housing market, as well as the allocation of a list of auto regulators that will improve the quality of this financing

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Discussions