Assessment of low-cost housing provision as government social responsibility towards achievement of sustainable development goal 11: stakeholders’ perspective

Abstract

Studies show that the government’s role can improve low-cost housing (LCH) to achieve SDGs linked with housing. LCH provision as a government social responsibility to achieving Goal 11 may raise critical issues in Malaysia. Therefore, this study investigated the factors hindering Malaysia’s Government from providing LCH as a social responsibility to achieving Goal 11. The research adopted a qualitative approach via phenomenology. It covered four major cities in Malaysia and achieved saturation at the 35th selected participant. Findings reveal that housing provision for all Malaysia’s low-income earners (LIEs) is an issue. The complexity of the problems, such as government inadequate funding, housing market financialisation, faulty LCH registration system, LCH high development and construction cost, under-declaration of household income by an unqualified person, LIEs collateral lacking, inability to provide 10% down payment, reluctance by mortgage institutions to lend loans to LIEs, entitlement syndrome, and inadequate LCH data sharing between federal and states governments may hinder Malaysia’s Government alone from LCH provision as a social responsibility to the low-income groups. Findings show that achieving Goal 11 may be threatened if these issues are not addressed and suggest measures to improve LCH to achieve Goal 11 via all-inclusive mechanisms.