Abstract
The study assessed the livelihood activities of beneficiaries of Village Alive Development Initiative (VADI) in Kwara State, Nigeria. It specifically identified the types of livelihood of beneficiaries in the study area and assessed how the programme benefited rural communities. Data were collected using structured questionnaire administered to fifty-seven beneficiaries using three-stage sampling technique. Data generated were analyzed with descriptive and inferential statistical tools. The study revealed that the age bracket is uniformly distributed across the age groups with greater proportion (37.78%) of the respondents’ ages falling within the age bracket of above 56years.Majority of the respondents were married (91.11%) and educational exposure (84.4%). Also, about 25% (11) of the respondents earned less than ₦100,000 annually and (77.27%) made use of their personal savings to run their enterprises. The majority of farmers engaged in crop production (77.27%) and plant grains (57.14%) as their major crop produce. Also, majority (72.09%) of the Community farmers had no access to credit facilities and nearly half of the respondents (46.51%) did not practice record keeping. The study further showed that majority (56.1%) adopted the banking savings as their preferred mode of saving and (83.33%) do not belong to any existing groups and cooperatives. (64%) had never participated in any agricultural and rural development project. The study found out that access to credit facilities was the major interest of communities and existing groups were not strong enough to control market or operate as pressure group to influence access to credit facilities. Thus, the study recommends a simple and functional micro credit delivery system to the farmers in order to enable them access loan for their businesses, there should be awareness of the project in order to increase and strengthen their livelihood activities.
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