Abstract

Financial Literacy is essential for people to make wise financial decisions affecting society's well-being and economic prosperity. Through a thorough survey, this study evaluates the level of financial literacy among Indian adults between the ages of 20 and 50. One hundred eighty-six adult respondents from a range of demographics provided primary data. The study investigates how well they comprehend financial management ideas such as tracking expenses, creating a budget, and using financial tools. It also looks at perspectives on the value of financial literacy and the perceived results of educational programs. The analysis aims to pinpoint the differences in financial literacy, routines, expertise, and conduct between various age groups, educational backgrounds, and work situations. The results are anticipated to shed light on the advantages, disadvantages, and necessity of specific laws, initiatives, and technical advancements to improve financial inclusion and literacy. The study emphasizes the potential for wise financial decisions, economic stability, resilience against obstacles, and adopting digital financial services by arming adults with financial knowledge. It acts as a manual for developing an adult population in India that is robust, financially smart, and tech-aware.

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