Abstract
The conception of economic security management should be established on instruments and measures that will enable the financial institutions to operate in their interest without losing their financial stability, profitability and economic independence. This is a significant prerequisite for the security of the functional components of the company's financial security. The article presents an analysis of research results. Its objective is to contribute to the knowledge and understanding of the behaviour of payment card users with a special focus on the aspect of their security connected with the use of payment card personal identification number (PIN). The article analyses the opinions and attitudes of respondents toward the questions dealing with the security of payment cards and their behaviour when using them. The analysis is carried out from the aspect of gender, age and education of respondents by using multidimensional statistical methods, namely factor analysis and analysis of dispersion.
Highlights
Digital security threats and incidents have been intensified in recent years, leading to significant economic and social consequences for public and private organizations as well as individuals
The present analysis clearly shows that the attitude of respondents to the problem of basic rules of using the payment card personal identification number (PIN) code (Q1: Do you carry your payment card PIN code along with your payment card?; Q2: Have you ever changed your payment card PIN code?; Q3: Have you altered your payment card PIN code in a way that it would encode your date of birth?) is influenced foremostly by age, education and mutual interaction of age and education of respondents
The analyzed data have shown that 94.17 % of respondents at 18-30 years of age definitely do not carry the payment card PIN code along with their payment card, while in category over 60 years of age, the percentage is 64.32 %
Summary
Digital security threats and incidents have been intensified in recent years, leading to significant economic and social consequences for public and private organizations as well as individuals. Digital security risk is the expression used to describe a category of risks related to the use, development and management of the digital environment in the course of any activity. This risk can result from the combination of threats and vulnerabilities in the digital environment. They can undermine the achievement of economic and social objectives by disrupting the confidentiality, integrity and availability of the activities and/or environment. It includes aspects related to the digital and physical environments, people involved in the activity and organisational processes supporting it
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