Abstract
Currently, the process of digitization of the financial and banking sectors in our country continues consistently. The banking sector is one of the important links of the digital economy. Therefore, the introduction of modern innovative technologies in the digitization of this field is one of the important tasks. This article presents the opinions of world scientists and models of financial organizations on the application of blockchain technology to the field of bank lending, the blockchain model of the UzBCS platform for the implementation of the lending process, blockchain blocks and cryptographic algorithms used in the implementation of the blockchain lending process. Also, the proposed cryptographic algorithms and blockchain system software implementation results are presented.
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