Abstract
Technology plays an important role so that the education system continues to move dynamically and innovatively. In this research, Fintech uses personal financial management (PFM) which can provide analysis of personal financial analysis, personal financial health assessment, and financial product recommendation services consisting of investment products, insurance and tools to monitor and control the level of expenditure to match planning. target customer finances, and provide online payment services that can help in the payment process that is easier, more flexible, and faster. Fintech is presented in the form of Android-based cellular payments.
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