Şanlıurfa İlindeki Yatırımcıların Bireysel Emeklilik Yatırım Fonlarına Karşı Tutumları (Attitudes of Investors towards Private Pension Investment Funds in Şanlıurfa Province)

Abstract

Purpose – The purpose of this study is to investigate the extent to which the active participation of the investors in Sanliurfa in relation to the Private Pension System (PPS) is provided. Design/methodology/approach – The selection set used in the survey is a randomized 50-person group consisting of different occupational groups having undergraduate and graduate education levels in Sanliurfa. Chi-square independence analysis method (Pearson-Chi-square) was used to analyze the attitudes of the investors in Sanliurfa towards private pension mutual funds. Findings – The most clear conclusion from the research is as follows; It is seen that especially young and middle aged people have positive attitudes towards the private pension system in the retirement periods of individuals who have reached a certain standard during their working life. The contribution share of the individuals who are registered to the private pension system that they accept to pay; the marital status of the person, level of education and salary status. It was found out that the participants who thought that their receivables from the institution they retired in their retirement periods would not satisfy themselves, accepted the private pension system as a logical investment tool. Discussion – It will be possible to make some arrangements by examining the factors that affect the perspectives and decisions of individuals regarding pension regulations.