Abstract
This article leverages the Employee Benefit Research Institute’s (EBRI) HSA Database to examine the ways in which HSA usage varies by race, ethnicity, gender, and income. The author finds significant disparities across racial lines. White accountholders made larger contributions and had larger balances than their Black counterparts. Similarly, male accountholders made larger contributions and had higher average balances than female accountholders. This pattern extended to higher-income accountholders relative to lower-income accountholders. To the extent that HSAs are not used properly, they may reinforce existing health inequities.
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
