Analysis of the russian practice of information support innovative activity of financial and credit organizations in the field of cloud technologies

Abstract

This article is devoted to the analysis of the Russian practice of information support of innovative activities of fi nancial and credit organizations in the fi eld of cloud technologies. The role of cloud technologies in the banking sector is evaluated, which in the process of information technology modernization allow banking systems to quickly develop and launch new solutions and services. The results of the sociological survey «Defi nition of the concept of cloud technologies by employees of the banking sector» are presented. The task of considering the use of various types of clouds in credit institutions is highlighted. Also, the prospects for the use of cloud technologies are presented, since a large amount of resource costs for entering information into operating systems remains an obstacle to improving production effi ciency. In addition, the task is to identify the most convenient and rational use of the cloud space for the progressive activities of fi nancial and credit organizations. The problem of technical channels of information leakage and their role in ensuring the economic security of a credit institution is described in detail. Special attention is paid to the assessment of the eff ectiveuse of innovative information technologies in the banking system in the conditions of digitalization of the economy during the pandemic; the aims and principles of the policy of digitalization of the banking sector, analyzes the factors infl uencing this development, basic problems and prospects of this direction. The promise of using cloud projects lies in the fact that they will significantly reduce various costs, ensure maximum data confidentiality, and act as a guarantee of security for customers. Such technologies will be considered by credit institutions as a priority way to develop IT infrastructure. The use of cloud technologies for the analysis of information support for innovative activities of fi nancial and credit organizations will allow to modernize the data storage system, simplify the systems of settlements with customers and other organizations, as well as reduce the cost of servicing various accounts. The above explains the relevance of this topic.