Abstract

Cooperatives are part of the economic structure, this means that in their activities cooperatives take part in achieving a prosperous economy, both for people who are members of the association itself and for the surrounding community. This research uses descriptive qualitative research with secondary data collection techniques using interview, observation, and documentation techniques. The results of the author's research found that the obstacles faced in carrying out the supervisory task force at the cooperative and UKM service in the province of North Sumatra in supervising problematic savings and loan cooperatives were: 1. Cooperatives were less coopera tive in reporting the progress of the peace agreement implementation process to its members. 2. Mismatch of payments in terms of timeliness and nominal payments to cooperative members in accordance with the peace agreement scheme. 3. Disagreements of some members who do not agree to peace but are still bound by the peace agreement. 4. There are summons by law enforcement officers against members and administrators who hinder the peace process. 5. The process of asset liquidity is hampered for the purpose of paying cooperative obligations to members due to economic conditions due to the pandemic

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