Abstract
At the same time, real estate and mortgage lending markets are particularly sensitive to external shocks, especially currency market fluctuations, military conditions, political instability, etc. The real estate and mortgage lending markets have been and remain the subject of study by Armenian and foreign specialists and experts. Mortgage is one of the oldest institutions of civil law, which has been transformed and improved over a long period of historical development. Currently, the mortgage has reached the highest level of development, retaining its original name, that is, being one of the most reliable forms of loan security
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