Abstract
The research aims to identify the impact of the Covid-19 pandemic and the effectiveness of credit carried out by cooperatives by taking studies at the Kosayu Credit Cooperative, Blimbing District, Malang City. The results of the descriptive analysis show that cooperatives have been affected by the covid-19 pandemic. The results of the second analysis of the effectiveness of the Kosayu Kopdit both before and after the Covid-19 pandemic were stated to be quite effective.
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