Abstract

The study is a continuation of the considerations presented in the article “Lack of securing the borrower's claim to declare the mortgage loan agreement invalid and the principles of effectiveness and proportionality resulting from Directive 93/13”, which appeared in the Quarterly of International Law, 2022, III (III), p. 110-132. The authors analyze the conditions indicated by the CJEU in the judgment of 15 June 2023 in case C-287/22 for securing claims in cases brought by a consumer against a bank arising from credit agreements indexed or denominated in foreign currencies.

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