Abstract

Digitalization renders all activities carried out by individuals and companies easier because of the assistance of the latest technology. The whole world has been digitalizing, and Indonesia has become one of the countries that have participated in digitalizing. This made the government take one concrete step by creating the program named “Making Indonesia 4.0” by choosing five priority sectors – the textile, automotive, electronic, chemical, and food and beverage sectors. The result of the Indonesia Industry 4.0 Readiness Index (INDI 4.0) survey shows that the readiness of business principals to adopt technology is at a value of 2.47, with the optimal value of 3.51–4.00. This is in contrast to data on E-wallet users in Indonesia, which tends to increase every year with an estimate of 202 million users by 2025. The purpose of this study is to find out about the factors that influence the adoption of the use of E-wallets for the food and beverage sector to business principals in Bandung using the UTAUT-2 model and the addition of the trust variable.

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