Analysis of possible directions for improving the operational risk management mechanism

Abstract

This article is devoted to the study of the operational risks of the organization, as well as the consideration of various mechanisms for managing them. The relevance of studying this issue is emphasized by the need for banks to implement internal corporate measures in order to ensure the proper level of economic stability and security. The article presents the components of risk management, their types and features. As the author notes, the operational risk management system in the Bank ensures security in the activities of various structures and is aimed at continuous improvement, taking into account the possible emergence of new risks. Particular attention in the article is paid to the assessment system, which is most widely used in the process of selecting candidates for a position by modeling the situation in which his competencies are manifested. The author emphasizes that this method is actively used in practice in other countries, but in Russia its use is not so widespread. The information obtained through the assessment is used in the ranking of candidates for the position and selection, taking into account its "security" in relation to the Bank. However, risk management is carried out not only at the stage of selection of candidates. In order to assess the effectiveness of personnel, annual certification is carried out, under the supervision of persons specially trained for this purpose, authorized to analyze employees. In addition, I would like to focus on the fact that an important role in ensuring economic security is played by the internal corporate Assessment Center, which is engaged in the certification of personnel on issues of their competence. The success of the bank's activities is largely dependent on the qualifications of key employees. Currently, there is a shortage of qualified personnel in operations, engineering and technology areas, on which the implementation of business processes at different levels depends. In the final part of the article, the author formulates conclusions regarding possible directions for improving the practical implementation of the operational risk management mechanism.