Abstract
FinTech is a digital innovation technology that aims to educate and enable the world on how to create utility values in every activity. Natural language processing is one of the umbrella systems that has unite other innovative technologies behind FinTech. Technological system drivers regarded as "ABCDE" of FinTech consist of Artificial intelligence, Blockchain, Cloud computing, big data, and the internet of things. As communication took the lead in the second half of the 21st century, most companies are moving remotely, leading to much-needed innovation in FinTech. The study presents how natural language processing enables different technologies and advances the technology behind FinTech. The study aims to identify areas of the modern world that can be transformed into a source of finance using the FinTechs drivers of "ABCDE”. The study observed FinTech as a digital Economics that integrates with different aspects of modern technology to create utility values. The study uses the 5 C's of credit as the source of finance for innovative ideas and the 5 P's of marketing as innovative network to reach ultimate FinTech utility values. Results based on the demand and supply analysis indicate that a combination of 5 C's and 5 P's is the bond behind FinTech with the support of the drivers of "ABCDE". Also that the increased demand for goods and services in every economy indicates a fall in the request for credit and vice versa. The study concluded that a well-structured 5 C's and 5 P's is the best route to FinTech technology which is financial freedom to the world.
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