Abstract
This paper takes Internet insurance wealth management products as the research object, and selects the products of China Life Jiatian Tiantianying as the representative, and studies the influencing factors of the yield of such products through relevant time series empirical methods. The results show that the interbank lending rate, bond market, exchange rate, securities secondary market and insurance institution strength have different degrees of impact on the rate of return. The research in this paper will help to improve the theoretical methods of Internet wealth management products, especially in the insurance sector. At the same time, it can better help investors rationally choose the right products for investment and supervision to prevent market risks.
Highlights
According to statistics from the China Internet Information Center, as of the end of June 2018, the number of Internet users in China reached 802 million, and the Internet penetration rate was 57.7%
The results show that the interbank lending rate, bond market, exchange rate, securities secondary market and insurance institution strength have different degrees of impact on the rate of return
Regarding the status quo of Internet insurance financing development, foreign research mainly focuses on third-party electronic payment and online P2P mode, and most of them focus on the analysis of the promotion status of emerging Internet financial management models and the influencing factors of investor behavior of financial platform
Summary
According to statistics from the China Internet Information Center, as of the end of June 2018, the number of Internet users in China reached 802 million, and the Internet penetration rate was 57.7%. With the steady increase of per capita disposable income of Chinese residents, it reached 26,000 yuan by the end of 2017, up 9% year-on-year; while the proportion of savings deposits to individual investable assets decreased year by year. This shows that while residents are accumulating wealth, their financial management concepts are gradually opening up. Its investment scope is larger than that of the money fund, and the expected income is stable and ready for withdrawal It is a medium-risk product based on investment in higher liquid assets, and its risk is higher than that of the monetary fund and regular wealth management. Due to the relatively late development of Internet insurance asset management products, there are few related studies
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
