Abstract
In recent years, China's insurance industry has maintained steady development. As the pillar of social security, it plays a key role in protecting the economy and benefiting the people. At the same time, the development of China's insurance industry is in good shape. The development speed is gradually increasing, the development level is also constantly improving, and the service fields and business types are gradually enriched. The continuous innovation of insurance products and the continuous transformation of business concepts have provided strong support for China's economic and social development. This article first reviews the development history of China's insurance industry and conducts an in-depth analysis of the following four problems: backward horizontal development, improper market supervision, low product innovation, and irregular personnel levels. Secondly, corresponding countermeasures are provided for each problem. The problems and countermeasures studied in this article may promote the development of China's insurance industry.
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