Abstract
This research aims to analyze the practice of Mindring Modern Jaya Mandiri in Kudus from the view of the National Sharia Council (DSN) fatwa of the Indonesian Ulema Council (MUI) No. 110/DSN-MUI/IX/2017 about sale and purchase contracts. This research is a qualitative research with a case study approach. The method used in this research is interview, observation, and documentation. The data validity technique used is triangulation, with analytical procedures including data reduction, data display, making conclusions and verification. The results of this study indicate that the practice of Mindring Modern Jaya Mandiri Kudus is not in accordance with the fatwa of DSN MUI No: 110/DSN-MUI/IX/2017. The use of the lease-purchase contract is not in accordance with the practice of mindring. The appropriate contract is bai’ al-taqsith.
Highlights
This research aims to analyze the practice of Mindring Modern Jaya Mandiri in Kudus from the view of the National Sharia Council (DSN) fatwa of the Indonesian Ulema Council (MUI) No 110/Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI)/IX/2017 about sale and purchase contracts
The results of this study indicate that the practice of Mindring Modern Jaya Mandiri Kudus is not in accordance with the fatwa of DSN MUI No: 110/DSN-MUI/IX/2017
Kesimpulan yang dapat diambil yaitu akad paling tepat untuk praktik Mindring Modern Jaya Mandiri adalah bai’.al-taqsith, karena dalam praktiknya mindring menjual barang dengan cara pembayaran bertahap dengan waktu dan besaran cicilan yang ditentukan, serta harga barang yang ditawarkan berbeda (lebih mahal) dengan harga pembayaran langsung (kontan)
Summary
Modal keuntungan bersih setelah pembagian upah hasil kerja semua karyawan. Manajer bertanggungjawab atas restock barang, mencatat keluar masuk barang. Manajer digaji setara dengan Upah Minimum Kabupaten Kudus. Bagian Penagihan bertanggungjawab memperluas jaringan pemasaran dan memiliki hak atas angsuran pertama atau DP (Down Payment) dari setiap konsumen baru. Bertanggungjawab memperluas jaringan pemasaran dan memiliki hak atas angsuran pertama atau DP (Down Payment) dari setiap konsumen baru
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