Abstract
This study aims to understand the analysis of credit interest calculation using flat rate and sliding rate method at Kospin Jasa Capem Jatibarang. The data collection methods are literature study, documentation, interviews, and observation. The technique used for data analysis is quantitative description analysis with flat rate and sliding rate method formulas. The research findings show that the flat rate calculation method has a greater interest value than the sliding rate calculation method, both for 12 months and 24 months. The flat rate method is more appropriate for short-term loans, and is suitable for debtors with fixed income, while the sliding rate is more appropriate for long-term loans because the nominal interest decreases.
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