Abstract
This study aims to analyze the level of health of the Koperasi Simpan Pinjam dan Pembiayaan Syariah Al Uswah Indonesia Kota Banjar in 2019. This study uses quantitative methods with health assessment analysis with health research analysis guided by the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and UKM No. 07 / Per / Dep.6 / IV / 2016. concerning Guidelines for Health Assessment of Sharia Savings and Loans and Financing Cooperatives and Sharia Financing Savings and Loans Units. Based on the results of research on 8 aspects of assessing the health level of savings and loan cooperatives and sharia financing at the Al Uswah Indonesia KSPPS Banjar City in 2019, it is at the predicate of the level of health under supervision.
Highlights
This study aims to analyze the level of health of the Al Uswah Indonesia Banjar City Savings and Loans Cooperative (KSPPS) in 2019
This study uses quantitative methods with health assessment analysis with health research analysis guided by the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and UKM No 07 / Per / Dep.6 / IV / 2016. concerning Guidelines for Health Assessment of Sharia Savings and Loans and Financing Cooperatives and Sharia Financing Savings and Loans Units
Based on the results of research on 8 aspects of assessing the health level of savings and loan cooperatives and sharia financing at the Al Uswah Indonesia Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) Banjar City in 2019, it is at the predicate of the level of health under supervision
Summary
Koperasi Simpan Pinjam Dan Pembiayaan Syariah yang selanjutnya disebut KSPPS adalah koperasi yang kegiatan usahanya hanya simpan pinjam dan pembiayaan syariah. Sesuai dengan Peraturan Deputi Bidang Pengawasan Kementerian Koperasi dan Usaha Kecil dan Menengah Republik Indonesia Nomor 09/Per/Dep.6/IV/2016 tentang Petunjuk Teknis Pemeriksaan Usaha Koperasi Simpan Pinjam dan Pembiayaan Syariah, dan Unit Simpan Pinjam dan Pembiayaan syariah Koperasi. KSPPS adalah Koperasi yang kegiatan usahanya meliputi simpanan, pinjaman, dan pembiayaan sesuai prinsip syariah, termasuk mengelola zakat, infaq/sedekah dan wakaf. Koperasi Syariah disebut juga Baitul Maal wa Tamwil (BMT). BMT adalah salah satu institusi keungan mikro islam yang menghimpun dan mendistribusikan dan untuk pengusaha mikro. BMT berkembang dari kegiatan Baitul Maal yang bertugas menghimpun, mengelola dan menyalurkan Zakat, Infaq dan Sedekah (ZIS) dari muzzaki untuk diberikan kepada para mustahik dalam mencukupi kebutuhan hidupnya sebagai bagian yang menitikberatkan pada aspek sosial
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