Abstract
This study aims to determine how the management of the Mudharbah System funds based on PSAK No. 105 on BMT Insan Mulia. This writing uses a quantitative descriptive method through observation, interviews and documentation studies. So from this research, findings indicate that the management of mudharabah funds is based on PSAK No. 105.
 Berkah Savings are deposits that use Mudharabah contracts, customers are not only limited to depositing funds, but also allow the BMT to manage them in order to achieve profits. The profits are divided between the BMT and the members according to the contract. The profit or profit is distributed every month according to the agreement, as for the profit-sharing ratio on Berkah deposits between customers and BMT is 10:90, Qurban deposits are deposits that use Mudharabah contracts, customers are not only limited to depositing funds, but also allow BMT to manage them in order to achieve profit. The profit is divided between the BMT and the customer according to the contract. The profit or profit is distributed every month according to the agreement, as for the profit-sharing ratio on Qurban deposits between customers and BMT is 30:70, Education Savings are deposits that use Mudharabah contracts, members are not only limited to depositing funds, but also allow the BMT to manage it in order to achieve profit. The profit is divided between the BMT and the customer according to the contract. The profit or profit is distributed every month according to the agreement, while the profit sharing ratio on Education savings between customers and BMT is 30:70, Term Deposits are deposits that use Mudharabah contracts, members are not only limited to depositing funds, but also allow BMT to manage it in order to achieve profit. Deposit funds can be withdrawn after the deposit period has expired or is due, i.e. options of 3 months, 6 months, 9 months, up to 12 months, with the profit-sharing ratio between the customer and the BMT is 40:60 (for those 3 & 6 Months) and 45:55 (for 9 and 12 Months).
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.