Abstract
For empowering economic of the people (small enterprises), the government has enacted some regulations to provide facilities including credit for enterpreneur even resolving the marketing problem such as Law No. 20 of 2008 on Micro, Small, and Medium Enterprises. This is a legal research of normative with the empirical approach based on the phenomenon in social field, then all of data is displayed systematically to be analyzed deductively. The population consists of 32 regency/city located in the North Sumatra Province, but sample is selected purposively namely five regency/city of them. Duration of the research is 2 years which is oriented on: to improve the policy of government considering small enterprises empowerment in Indonesia spesifically in North Sumatra, scientific publication in a local journal having international serial number (ISSN) or national acredited journal and textbook or handbook. Financial limitedness for developing micro, small and medium enterprises (UMKM) is the clasical problem found frequently in the developing countries. This effects to level of production and its development. The public grants provided by government for developing UMKM is distributed through the special financial agencies such as the bank for industrial development and agribusiness. The commercial banks are hoped to be able to participate in the sector by quota of credit, subsidy, tax income, and guarantee for failure.
Highlights
For empowering economic of the people, the government has enacted some regulations to provide facilities including credit for enterpreneur even resolving the marketing problem such as Law No 20 of 2008 on Micro, Small, and Medium Enterprises
The population consists of 32 regency/city located in the North Sumatra Province, but sample is selected purposively namely five regency/city of them
Duration of the research is 2 years which is oriented on: to improve the policy of government considering small enterprises empowerment in Indonesia spesifically in North Sumatra, scientific publication in a local journal having international serial number (ISSN) or national acredited journal and textbook or handbook
Summary
Dalam rangka pemberdayaan ekonomi kerakyatan (usaha kecil), pemerintah telah menetapkan beberapa peraturan yang memberikan fasilitas atau kegiatan mulai dari perkreditan sampai dengan memecahkan masalah pemasaran antara lain UndangUndang Nomor 20 Tahun 2008 tentang Usaha Mikro, Kecil dan Menengah. Penelitian ini merupakan metode penelitian hukum normatif dengan pendekatan empirikal berdasarkan kenyataan yang ada di lapangan, kemudian semua data disajikan secara sistematis untuk dianalisis dengan metode deduktif. Jangka waktu penelitian ini berdurasi 2 (dua) tahun dengan target penelitian berorientasi pada: kajian untuk memperbaiki kebijakan institusi pemerintah perihal pemberdayaan usaha kecil di Indonesia pada umumnya dan di Sumatera Utara pada khususnya, publikasi ilmiah dalam jurnal lokal yang mempunyai ISSN atau jurnal nasional terakreditasi dan buku teks dan buku ajar. Dana-dana publik yang disediakan negara untuk pengembangan UMKM disalurkan melalui lembaga-lembaga finansial khusus, seperti misalnya bank pembangunan industri dan agrobisnis.
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