Abstract

This paper evaluates, under a descriptive approach if, by means of their loan guarantee programs, the Mexican government-owned financial institutions have succeeded in promoting the private banks credit supply to targeted segments of private businesses; fostered the granting of loans that help the competitiveness of private businesses, and, improved the credit terms of the private bank loans to the targeted population. Our database comprises over 23 million loan records. Results point to mixed indications on the aforementioned goals achievement.

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