Abstract

Abstract. The sound level of a bank is an important aspect that stakeholders must know about. A bank soundness assessment will be useful in implementing good corporate governance and for dealing with future risks. The purpose of this study was to determine the soundness level of a Sharia BUMN bank before the BSI merger with the RGEC method. This study uses a quantitative approach. Sources of research data are the financial statements of the Bank Rakyat Indonesia Syariah, Bank Negara Indonesia Syariah, and Bank Mandiri Syariah for the period 2016-2019. The data analysis used in this study is a quantitative descriptive analysis using the RGEC method (Risk Profile, Good Corporate Governance, Earnings, Capital). The results of his research analysis of the health level using the RGEC method, the conclusion is that three banks consisting of Bank Negara Indonesia Syariah (BNI Syariah), Bank Rakyat Indonesia Syariah (BRIS), and Bank Mandiri Syariah are in the healthy category seen from the Risk Profile aspect as measured by NPF and FDR of three banks are in the healthy category. Aspects of Good Corporate Governance, the three banks are in good health as well. The Earnings aspect as measured by ROA and ROE shows that the three banks are also in a healthy condition and the last is the capital aspect as measured by CAR shows that the three banks are in a healthy category.
 Keywords: Health Level; RGEC; Islamic Bank

Full Text
Paper version not known

Talk to us

Join us for a 30 min session where you can share your feedback and ask us any queries you have

Schedule a call

Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.